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Holiday Loan


More savings, more cheer!


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Take advantage of UMassFive's Holiday Loan special this season, so you can shop without worrying about high interest rates!


We're offering a special low-rate loan, which is a smart alternative to a high-rate credit card, so there is less stress this holiday season. Don't miss outthis offer is only here until December 31, 2021.

  • Borrow up to $3,500
  • Rates as low as 2.49% APR*
  • 12 months to pay
  • No penalty for pre-payment

*APR is annual percentage rate. Annual percentage rate is based on your credit score. The Holiday Loan promotional rate is good for a maximum term of 12 months only. The monthly payment for a 2.49%, 12-month term loan is $84.55 per $1,000 borrowed. The minimum loan amount is $500, and the maximum loan amount is $3,500. This offer ends December 31, 2021. Acceptance of this promotional offer must be made by that date. Granting this offer, after you respond to it, is conditioned upon your satisfying any applicable criteria bearing on your creditworthiness, including income, employment and any other information you may provide on your application. Because this is a special onetime promotional rate, Co-op Points are not available to lower rate.