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Current Rates

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Co-op Advantage
Checking
Qualifying Rewards Rate
0.50% APY*

Now with uChoose Rewards.

Term Deposit
Savings
60 Month Terms at
3.55% APY*

Co-op Points boost your rate!

Mortgages
5/5 ARM
Rate
APR**
Auto
Loans
As low as
5.59% APR**

To purchase your next vehicle.

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What Does it Mean to Bank with a Co-op?

The revenue we earn doesn’t go towards stockholders and investors; it goes towards competitive rates, member benefits, and other money saving services. All of our members own a piece of UMassFive, which means we work for you.

Bank Local Anywhere.

With our secure mobile app and digital banking tools, you can manage your accounts, deposit checks, pay bills, transfer funds, and stay in control of your finances — whenever and wherever it's convenient for you.

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Local Support. Helpful Resources.

  • Explore Our Blog

    Stay up to date with financial tips, community news, and expert insights to help you get more from your money and your membership.

  • Find a Branch

    Whether you prefer to bank in person or need one-on-one assistance, our local branches are here to help. Find the location nearest you and stop by anytime.

  • Financial Education

    Build confidence with practical tools, tips, and resources designed to help you make informed financial decisions at every stage of life.