Fraud Alert: We are aware of a card fraud phone/text scam that is currently targeting UMassFive members. Learn More.
A Community You Can Count On
At UMassFive, we are serious about making a positive difference in your financial life.
Co-op rewards? Specialty loans you won’t find anywhere else? Financial guidance? Technology to make busy lives easier?
We have it all. We’re member-owned, which means our earnings always go toward saving you money.
Co-op Points boost your rate!
For a brighter future.
Co-op Advantage Checking
When you open a Co-op Advantage Checking account, you are making the most of your membership. The savings start here.
- Absolutely no minimum balance
- ATM fee refunds up to $10/month
- Competitive dividend rate
At UMassFive, we care about the future of our planet and we have special loans available for all kinds of sustainability projects, big and small.
- Mass Save ® HEAT
- Energy & Fuel Conservation
- Farm Share
What Does it Mean to Bank with a Co-op?
The revenue we earn doesn’t go towards stockholders and investors; it goes towards competitive rates, member benefits, and other money saving services. All of our members own a piece of UMassFive, which means we work for you.
UMassFive is the most committed financial institution I have ever used. They have the best rates, kindest people, and highest ethical standards...Banking locally and cooperatively is the way to go! - David M.
Bank Local Anywhere.
Whether you use our mobile banking, online banking, local branches, or 5,000 networked, physical locations, UMassFive is always right around the corner. Plus, our Co-op Advantage Checking will refund fees from any ATM you use.