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Personal Loan Disclosures & Details


The current prime rate is: 8.50%. Rates effective as of December 27, 2023. Rates subject to change at any time.

•§ Maximum term for home heating is 12 months unless a Secondary Share Account has been established to pay for the following years heating expenses.

•Total amount of all unsecured loans and lines of credit may not exceed $50,000 per member.

Payment example: 12.99% for 48 months equals $26.83 per $1,000 borrowed.

Payment example: 13.99% for 60 months equals $23.37 per $1,000 borrowed.

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