Skip to main content

Fraud Alert: We are aware of a card fraud phone/text scam that is currently targeting UMassFive members. Learn More.



Hero Default

We Can Help You Get to College

And Pay Off College, Quicker!

At UMassFive, we want to help with your educational goals as economically as we can. That's why we encourage our members to explore all other avenues (grants, scholarships, and FSA) before they consider taking out a loan with us. If you wind up needing a private student loan, we are here to help. All of our student loans are approved using UMassFive underwriting criteria and are owned by us. We also offering student loan refinancing and consolidation, for those looking to streamline their student debt.


CU Student Choice Logo

Student Loans

Made possible through our collaboration with Credit Union Student Choice.

  • Zero origination fees
  • Low variable and fixed rates
  • Flexible repayment & in-school deferment options
  • Must be 18 years of age at the time of application
  • Applicants must become members of UMassFive, Co-signers are not required.
  • May be used to finance MBAs and Masters of Accounting degrees through our Graduate Business Private Student Loan

Learn More

CU Student Choice Logo

Student Loan Refinance

Made possible through our collaboration with Credit Union Student Choice.

  • Competitive interest rates - Check them out!
  • Loan limit up to $150,000
  • Flexible repayment terms to fit your needs
  • Easy online application and instant credit decision

Learn More

Icon depicting graduation cap with arrow implying continuation of study

CES Continuing Education Loans

Made possible through our collaboration with Collaborative for Educational Services (CES).

  • For students enrolled in CES Educator Licensure Programs throughout the Commonwealth
  • Students pursuing Masters degrees and certificates of advanced graduate study may also be eligible for funding

Learn More