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UMass Amherst Branch Closed May 20, 2022. Please note our UMass Amherst campus branch will be closed for the remainder of the week. Members are welcome to visit our Hadley Branch for any of your banking needs, and are encouraged to schedule an appointment in advance. As always, our online and mobile banking services remain available for your convenience, which includes the ability to deposit checks using our mobile banking app.

Auto Loan Disclosures

The current prime rate is: 3.50%. Rates effective as of April 1, 2022. Rates subject to change at any time.


  1. GAP Insurance available for your protection (optional)
  2. Extended Auto Warranties (optional)
  • TruStage Auto Insurance (optional)
  • Financing up to 125% of either the Manufacturers Suggested Retail Price for a new car or the NADA retail value for a used car purchase



  • Annual Percentage Rate (APR) and maximum loan-to-value based on your credit score, vehicle age, and vehicle mileage. Your actual rate may be higher.
  • Payment example: 2.34% APR for 66 months equals $16.17 per $1,000 borrowed.
  • Terms over 66 months are only available for loan amounts above $15,000.

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