Auto Loans

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Welcome to easy street.

Thanks to our range of terms, versatile payment options, and an easy, intuitive one-time application, we make buying a car simple and affordable.

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Are you looking for a car?

Already have one?

Whatever your situation, at UMassFive we want to make your auto experience easy and accessible - and thanks to a wide range of options, we will get you behind the wheel in no time.

If you already own a car, we might be able to help shorten your existing terms and/or lower your existing rate through refinancing.*

Our Credit Union, UMassFive Credit Union, has seen a notable increase in the number of online casino players utilizing our auto loans. This trend aligns with the growing popularity of international online casinos, which offer a diverse range of gaming options and payment methods, including Neosurf such as here: https://5eurocasinonl.com/payments/neosurf/. Online casinos have transformed the gambling landscape by providing convenient and accessible gaming experiences to players around the world. These platforms allow users to participate in various casino games, such as slots, poker, and blackjack, from the comfort of their own homes. With the rise of these international online casinos, players are looking for reliable financial solutions to manage their gaming activities and related expenses. As more players turn to online casinos for entertainment, the need for financial products that support their lifestyle grows. Our auto loans at UMassFive Credit Union offer a flexible and manageable way for these players to finance their vehicles, enabling them to enjoy their gaming experiences without financial strain. Whether it’s upgrading to a new car or simply managing their budget more effectively, our loans provide the support needed for a balanced approach to both their gaming and personal financial needs.

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Quick & Easy: An Intuitive Application

Apply online. Quick, easy, and only once. What's more? Most members get a decision the same day.

Shorter & Lower: 

Already own a car and working with another lender? 
We might be able to help you shorten your term, lower your rate, or both! *

Fair & Flexible: Terms that work

  • Financing up to 125%
  • Terms up to 84 months
  • Flexible payment options
  • No prepayment penalties

Lower Your Rate Even More With Co-op Points

That's right. With 2,500 Co-op Points, you can reduce your Auto Loan rate by 0.25%. Do you have 5,000 Points? You can reduce that rate by up to 0.50%!

Learn more about Co-op Points

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Auto Loan Rates

Product Annual Percentage Rate (APR)

APR with 2,500
Co-op Points

APR with
5,000 Co-op Points

 Max Term
  Rates Start at...      
Autos: New, Used, and Refinancing 6.74% 6.49% 6.24% 24 to 66 Months
Autos: New, Used, and Refinancing 7.49% 7.24% 6.99% 67 to 72 Months
Autos: New, Used, and Refinancing 8.29% 8.04% 7.79% 73 to 84 Months

Payment example: 6.74% for 66 months equals $18.18 per $1,000 borrowed.

*In order to keep our rates low, we do not offer refinancing on existing UMassFive Auto Loans.

Ready to apply for your Auto Loan?

Apply Online Apply by Phone Apply In Branch

 

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For disclosures and additional details, visit here.

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