Please note: Debit Processing may be intermittently experiencing a service interruption. As a result, Visa transactions with a completion date of April 14, 2025, may be duplicated. We are working to resolve this issue as soon as possible.
Checking Accounts
Checking How It Should Be.
No matter which checking account you choose, rest assured that convenience and security come standard. Enjoy the security and service of EMV Chip enabled Visa® Debit Cards, with zero monthly maintenance charges when your account is enrolled in eStatements, plus cash back when you enroll in uChoose rewards.
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Co-op Advantage Checking Account
It’s our best checking account, but what exactly is the Co-op Advantage? It means that you're getting our best dividend rate and up to $10 in ATM charge refunds each month. Best of all, the Co-op Advantage is always free when your account is enrolled in eStatements.
Basic Checking Account
Getting down to basics, with no frills and no dividends, this is the Checking Account for you.
UMass has been the best credit union/bank I have been a part of...Co-op Points is my absolute favorite and I don’t know any other bank that offers this service. The Co-op Points program has saved me hundreds of dollars. I am very thankful to be a part of UMassFive!
-Kristen T.