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Checking Accounts

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Checking How It Should Be.

No matter which checking account you choose, rest assured that convenience and security come standard. Enjoy the security and service of EMV Chip enabled Visa® Debit Cards, with zero monthly maintenance charges when your account is enrolled in eStatements, plus cash back when you enroll in uChoose rewards.


Co-op Advantage Checking icon

Co-op Advantage Checking Account

It’s our best checking account, but what exactly is the Co-op Advantage? It means that you're getting our best dividend rate and up to $10 in ATM charge refunds each month. Best of all, the Co-op Advantage is always free when your account is enrolled in eStatements.

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Free Checking Account icon

Basic Checking Account

Getting down to basics, with no frills and no dividends, this is the Checking Account for you.

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UMass has been the best credit union/bank I have been a part of...Co-op Points is my absolute favorite and I don’t know any other bank that offers this service. The Co-op Points have saved me hundreds of dollars, when times were tough and overdraft charges were coming. I am very thankful to be a part of UMassFive!

-Kristen T.