Skip to main content



Getting Down to Business.

At UMassFive, your business is our business. Community-minded, the business experts of our Commercial Services Division support the local economy with short- and long-term commercial real estate loans, equipment loans, and more.


Hero Image Full

Our team of experts are here to help your business grow every step, big or small.


We are business owners just like you, so we understand the unique challenges you face and the importance of having access to the cash that keeps your commercial business going and growing. Whether you need guidance with important strategic decisions, or just need quick and easy loans, we’re here for you.

 Learn more about our Commercial Services Division

Commercial Real Estate Lending

Are you looking to acquire, renovate, add-on, or refinance an owner-occupied or income-producing property? For all your commercial real estate needs, UMassFive will be your trusted lending partner.

Commercial Sustainability Lending

With Commercial Solar loans and MassSave ® Business HEAT loans, you can feel good about investing in your business, and in the future of our planet.

Commercial Equipment Lending

At UMassFive, we know that your tools and tech make you productive. That’s why we have commercial equipment loans. Whether you need a new vehicle, want to expand, or simply want to upgrade, we can help keep you moving.

Business Digital Banking

UMassFive is always moving at the speed of you and your business, which means 24/7 access to your accounts, eStatements, mobile wallet, CardSecure, mobile app and the latest security protocols.

Business Savings

Are you in need of traditional Business Savings accounts? We have that, too, with simple features including a $5 minimum balance, 24-hour online access, and eStatements.

Business Money Manager and Money Manager Plus

With our Business Money Manager and Money Manager Plus accounts, earn interest faster without tying up your funds.

Take advantage of our online Business Resources

Business Calculators  Advice for Business Owners

We appreciated the clarity and speed of the process of assisting us in setting up a business account and a business line of credit. This was consistent with the excellent customer service we have received as members over the past several years.

-Teresa D-S. & Brian S.