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UMass Amherst Branch Closed May 20, 2022. Please note our UMass Amherst campus branch will be closed for the remainder of the week. Members are welcome to visit our Hadley Branch for any of your banking needs, and are encouraged to schedule an appointment in advance. As always, our online and mobile banking services remain available for your convenience, which includes the ability to deposit checks using our mobile banking app.


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It's Easy Being Green


At UMassFive, we believe a sustainable tomorrow can start today—that's why we support community-based sustainability projects, big and small. From clean alternative transportation, to heating and energy, UMassFive has a loan for you.


Icon depicting the sun behind a home with solar panels installed.

MySolar Loans

For the purchase and installation of solar electric systems.

  • Low-interest loans that will not tie up the equity in your home
  • Up to $75,000 and 180 month terms 
  • No closing costs

Learn More

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HEAT Loans

For the installation of qualifying, energy-efficient home improvements. 

  • Through MassSave®
  • 0% APR
  • Up to $15,000 and 84 months (standard HEAT loan)
  • Up to $25,000 and 84 months (enhanced HEAT loan and non-owner occupied standard HEAT loan)

Learn More

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Bicycle Loans

For the purchase of a bicycle as a means of alternative transportation. 

  • 3.9% APR for standard Bicycles
  • Short Term
  • Exclusive 0% financing for Quadrini Electric Bicycles

Learn More

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Energy & Fuel Conservation Loans

Invest in energy efficient appliances, or other fuel-saving home improvements.

  • 3.9% APR
  • Up to 24 Months

Learn More

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0% Farm Share Loan

Support local farms, and enjoy great local food.

  • 0% APR
  • Fixed Six Month Term

Learn More

APR = Annual Percentage Rate