Please Note: the smart ATM machines at our Northampton and Northampton VA locations are currently unavailable due to maintenance. Please consider visiting a MoneyPass ATM, or one of our offsite ATMs, for your cash withdrawal needs outside of branch business hours. Also remember that our online and mobile banking services are available for your convenience, which includes the ability to deposit checks using our mobile banking app.
Rewards Visa® Signature Credit Card Details & Disclosures
| The current prime rate is: 7.50%. Rates effective as of June 17, 2025. Rates subject to change at any time. |
Disclosures
• Variable rates subject to change. Rates are based on an index of Prime Rate plus a margin of 9.50%, 10.50%, 11.50%, 13.50%, 15.00%, or 18.00% based on your credit score (maximum capped at 18.00%).
• Total amount of all unsecured loans and lines of credit may not exceed $50,000 per member.
• You have 25 days to repay your balance for purchases in full by the payment date on your periodic billing statement.
• Method of computing the balance for Purchases: Average Daily Balance (excluding new purchases).
• Fees:
o $27.00 Late Fee
o $10.00 Card Replacement
o $20.00 Placed on Revoked List
o $5.00 Draft Copy
o 3% Balance Transfer Fee (min. $30.00)
o 3% Cash Advance Fee (min. $10.00)
o $5.00 Chargeback
o $27.00 Returned Payment Fee
• The minimum monthly payment is 2% of the unpaid balance with a minimum payment of $25. There are no default rates, limits as high as $50,000, and 24-hour customer service support.
• See Visa Signature Rewards terms & conditions for a summary of coverage for Lost Luggage Reimbursement.
Details
Our Signature Rewards Visa cards all come with a special benefits package including:
• Travel and Emergency Assistance Services
• Auto Rental Collision Damage Waiver
• Extended Warranty Protection
• Lost Luggage Reimbursement
• Concierge Services