Rewards Visa® Signature Credit Card Details & Disclosures
| The current prime rate is: 7.25%. Rates effective as of October 1, 2025. Rates subject to change at any time. |
Disclosures
• Variable rates subject to change. Rates are based on an index of Prime Rate plus a margin of 9.50%, 10.50%, 11.50%, 13.50%, 15.00%, or 18.00% based on your credit score (maximum capped at 18.00%).
• Total amount of all unsecured loans and lines of credit may not exceed $50,000 per member.
• You have 25 days to repay your balance for purchases in full by the payment date on your periodic billing statement.
• Method of computing the balance for Purchases: Average Daily Balance (excluding new purchases).
• Fees:
o $27.00 Late Fee
o $10.00 Card Replacement
o $20.00 Placed on Revoked List
o $5.00 Draft Copy
o 3% Balance Transfer Fee (min. $30.00)
o 3% Cash Advance Fee (min. $10.00)
o $5.00 Chargeback
o $27.00 Returned Payment Fee
• The minimum monthly payment is 2% of the unpaid balance with a minimum payment of $25. There are no default rates, limits as high as $50,000, and 24-hour customer service support.
• See Visa Signature Rewards terms & conditions for a summary of coverage for Lost Luggage Reimbursement.
Details
Our Signature Rewards Visa cards all come with a special benefits package including:
• Travel and Emergency Assistance Services
• Auto Rental Collision Damage Waiver
• Extended Warranty Protection
• Lost Luggage Reimbursement
• Concierge Services