While emergency repairs have been completed, our Hadley Branch remains closed as we work with the town to ensure adequate water pressure and safe, usable facilities. We are hopeful the branch will reopen by the end of this week. All other branches remain open as usual. You can access your accounts anytime through online and mobile banking. Thank you for your patience and understanding.
Hit the open road.
UMassFive has great financing solutions for motorcycles.
Motorcycle Loan Rates
| Product | Annual Percentage Rate (APR) | APR: 2,500 Co-op Points | Term | Limits |
|---|---|---|---|---|
| Motorcycle New & Used | 7.49% | 7.24% | 36 Months | 100% Financing |
| Motorcycle New & Used | 8.24% | 7.99% | 48 Months | 100% Financing |
| Motorcycle New & Used | 8.80% | 8.55% | Over 48 Months | 100% Financing |
| The current prime rate is: 7.00%. Rates effective as of October 5, 2026. Rates subject to change at any time. |
Disclosures and additional details
| The current prime rate is: 7.00%. Rates effective as of October 5, 2026. Rates subject to change at any time. |
Disclosures
- A new motorcycle loan generally will carry a term up to four years. Used motorcycle purchases will usually be paid in three years. Longer terms may be available.
- Members may borrow up to 100% of the Manufacturer's Suggested Retail Price for the purchase of a new motorcycle and up to 100% of the NADA Retail Value for used motorcycle purchases. GAP Insurance is also available for motorcycle loans.
- Payment example: 7.49% APR for 36 months equals $31.20 per $1,000 borrowed.
- Terms over 48 months are only available for loan amounts above $15,000.