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Back to School Loan


Get ready for back to school season with UMassFive!

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You can check everything off on your list with our Back to School Personal Loan.


From laptops for assignments, to home improvements that will make your study session more productive—or anything else.

A great alternative to a high-rate credit card, plus flexible rates and terms for financing any goal you are trying to achieve!

  • Borrow up to $10,000
  • Rates as low as 7.99% APR*
  • No pre-payment penalty
Term APR*
12 Months 7.99%
24 Months 9.99%
36 Months 11.99%


Ready to get back to school?


*APR is annual percentage rate. The rates and payments disclosed are based on a minimum credit score of 660. To receive approval for this offer, applicants must satisfy any applicable criteria bearing on their creditworthiness, including income, employment, and any other information provided on their application. The maximum loan amount is $10,000. A minimum approval of $500 is required. Offer does not apply to the refinancing or paying off of any other UMassFive loan. Because this is a promotional rate, Co-op Points are not available to lower rate. Payment examples: The monthly payment for a 7.99%, 12 month term loan is $86.98 per $1,000 borrowed. The monthly payment for a 9.99%, 24 month term loan is $46.14 per $1,000 borrowed. The monthly payment for a 11.99%, 36 month term loan is $33.21 per $1,000 borrowed. This offer ends September 30, 2023.