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Vacation Loan


Traveling near or far, UMassFive can help you on your next adventure!

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Take your dream vacation.


Looking to make the most of your summer plans? Our Vacation Loan offers the perfect solution with its flexible rates and terms. 

You can borrow up to $10,000 to fund your next adventure, or any other goal you are trying to achieve, all with the convenience of low-rate financing.

  • Borrow up to $10,000
  • Rates as low as 8.49% APR* (for a 12 month term)
  • No pre-payment penalty
12 Months8.49%
24 Months8.99%
36 Months9.99%



* APR is annual percentage rate. The rates and payments disclosed are based on a minimum credit score of 660. To receive approval for this offer, applicants must satisfy any applicable criteria bearing on their creditworthiness, including income, employment, and any other information provided on their application. The maximum loan amount is $10,000. A minimum approval of $500 required. Offer does not apply to the refinancing or paying off of any other UMassFive loan. Because this is a promotional rate, Co-op Points are not available to lower rate. Payment example: The monthly payment for a 8.49%,12-month term loan is $87.22 per $1,000 borrowed. This offer ends June 29, 2024.