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Our CFS Advisors
Meet with one of our qualified CFS Financial Advisors to discuss your options. We offer both in-person and remote appointments for your convenience.
All of our Advisors are offering weekday, as well as limited Saturday appointments by phone. Appointments for complimentary financial reviews are open to all members and can be scheduled here.
Existing clients may book with their Advisor directly using the links below.
Please select your local branch to schedule video, phone, or in-person appointments with Aimee.
Please select your local branch to schedule video, phone, or in-person appointments with Cooper.
Please select your local branch to schedule video, phone, or in-person appointments with Dana.
For over fifteen years, UMassFive Financial & Investment Services, available through CUSO Financial Services, L.P. (CFS), has been assisting members in creating comprehensive financial plans to help meet life goals and reach major milestones. Whether it is planning for retirement, saving for your child’s future, or as a part of a well-balanced savings plan, our CFS* Financial Advisors will work with you to find solutions that fit your individual needs.
Our CFS Financial Advisors understand member service. They take great care to conduct extensive research, and generate individual solutions and investment options for members while providing fact-based financial advice while serving our clients. We will gladly review your current financial situation, give you a second opinion on your financial plans, and help chart a course for successful investing. It’s never too late–or too early–to get started.
Our department is spearheaded by three Financial Advisors, and supported by our Investment Advisor Assistants Sam Einzig, and Emi Lee.
Investment Advisor Assistant - Sam Einzig
Contact Sam, our Investment Advisor Assistant to schedule your appointment.
Sam has worked at the Credit Union as a Member Service Specialist since September of 2018 prior to taking on his latest role with FIS. He is licensed as a producer of life insurance and accident and health or sickness insurance in Massachusetts and is currently pursuing his FINRA Series 7 and 66 securities licenses. Sam holds a Bachelor’s degree from Berklee College of Music in Boston, MA, where course studies in music business and taxation in the music industry kindled his love, interest, and knowledge for the financial world and helping people. Hailing from Feeding Hills, MA, Sam’s hobbies include golf and playing/teaching the drums, he loves dogs and coffee, and his leisure time is best spent with his girlfriend, Olivia, and their dog, Charlie.
Investment Advisor Assistant - Emi Lee
Contact Emi, our Investment Advisor Assistant to schedule your appointment.
After joining UMassFive as a part-time Member Service Representative in November 2019, Emi quickly transitioned into a full-time position as a Member Service Specialist at the Hadley Branch in March 2020. In that role, Emi excelled at educating members financially and connecting them to the Financial Services most relevant to their needs. Her background includes a bachelor’s degree in Anthropology from Smith College, and she applies her knowledge from that field to help others improve their financial well-being. Outside of work, Emi enjoys tango dancing, biking, and spending time with her adorable grey tabby, Lola.
Aimee Marden is a CFS Financial Advisor providing investment guidance and advice to our members. This includes investment selection, portfolio construction, retirement, estate and income planning, and assistance with insurance.
Aimee has years of experience in the investment and retirement industry and has worked for one of the country’s leading investment management and life insurance firms. Aimee holds the FINRA Series 7, 63, and 65 licenses, and is Life and Variable Insurance licensed in Massachusetts, Florida, and Connecticut. She is also securities licensed in CA, CT, FL, GA, IL, ME, MA, MD, NH, NJ, NY, OR, PA, TN, VA, and WA.
Aimee is an alumnus of AIC and Walden University, where she obtained three degrees in Science. When not helping clients reach their financial goals, Aimee enjoys spending time with her family, gardening, bird watching, cruising, and being at the beach.
Cooper Cerulo is a CFS Financial Advisor providing investment guidance and advice to our members. This includes investment selection, portfolio construction, retirement, estate and income planning, and assistance with insurance.
Cooper has five years of experience in the investment and retirement industry. He holds the FINRA Series 7, and 66 licenses, and is Life, Health, Variable, Property, and Casualty Insurance licensed. He is securities licensed in AK, CA, CO, FL, GA, IL, MA, ME, MI, NC, NH, NJ, NY, OR, PA, SC, TN, TX, VA, VT, WA, WI, OH, NV, OK, SD, RI, and UT.
He attended UMass Amherst, where he obtained a Bachelor of Arts. When not helping clients reach their financial goals, Cooper enjoys spending time with his wife Sarah and daughters Freya and Flora. He also enjoys attending Broadway shows with them whenever he gets the chance to.
Dana Graham is a CFS Financial Advisor providing investment guidance and advice to our members. This includes investment selection, portfolio construction, retirement, estate and income planning, and assistance with insurance.
Dana has over 10 years of experience in the investment and retirement industry. He holds the FINRA Series 7, and 66 licenses, and is Life, Health, Variable, Property and Casualty Insurance licensed in MA, IA, MN, and VT. Dana also holds securities licenses in CO, CT, MA, NC, NH, NJ, NY, OR, VT, and WA.
Dana is an alumnus of the University of Vermont, where he obtained a Bachelor’s Degree in Business, and has recently returned to New England from Minnesota. When not helping clients with their financial goals, Dana enjoys adventuring with his wife, playing golf, and attending theater events. Dana also considers himself a sports enthusiast, and enjoys watching both college and professional games.
Check the background of these investment professionals on FINRA BrokerCheck.
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. UMassFive College Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.