UMass Dental Loan

Removing wisdom teeth often comes with a hefty price tag. 

That's why the AW/UMassHealth and Welfare Trust Fund has partnered with UMassFive, offering support to alleviate the financial burden of dental care.

Here's how you can get started

1. Obtain your invoice for wisdom teeth extraction and proof of being a UMass student or employee.
2. Submit your application! Plus-you can skip up to 3 months of payments!
3. Upon loan approval, you can join here if you aren't already a member.

UMass Dental Loan Rates

Unfamiliar with cooperatives?

All of our members who bank and take loans through UMassFive aren’t just customers—they’re partial owners of our institution. There’s no investors outside of our members putting their money into the credit union, so there’s also no one else taking any profit. Any profits we make, we return to our members in form of higher dividends, and lower rates on things like personal loans for musical instruments, local produce, technology and more.

In order to borrow from us, you will need to become a member, which includes a one-time reservation of your $5 stake in the cooperative. 

Learn More Here!
 

Joining UMassFive is Simple.

There's a few things you'll need:

• A government issued ID
• Your Student ID
• Know your Social Security Number

International Students:

• Your Passport
• USA work Visa or I-20 Form
• Social Security Card (if you have one)
• Proof of Address
• Foreign Tax ID Number

*APR - Annual Percentage Rate. A copy of your dental invoice and proof of being a UMass student or employee is required to close. Final approval is conditional upon your satisfying any applicable criteria bearing on your creditworthiness, including income, employment, and any other information you may provide on your application.