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At UMassFive: It's All About You!

We exist to make a positive difference in the financial lives of the people, businesses, and vibrant communities we serve.

Co-op rewards? Specialty loans you won’t find anywhere else? Financial guidance? Technology to make busy lives easier?
We have it all. We’re member-owned, which means our earnings always go toward saving you money.

 

Current Rates

View All Rates

Co-op Advantage
Checking
Qualifying Rewards Rate
0.50% APY*

Now with uChoose Rewards.

Term Deposit
Savings
6 Month Terms at
4.85% APY*

Co-op Points boost your rate!

Mortgages
30 Year Fixed
Rate
APR**
MySolar
Loans
As low as
8.38% APR**

For a brighter future.

Co-op Advantage Checking

Co-op Advantage Checking

When you open a Co-op Advantage Checking account, you are making the most of your membership. The savings start here.      

  • Absolutely no minimum balance      
  • ATM fee refunds up to $10/month     
  • Competitive dividend rate
  • Cash back through uChoose Rewards

Learn More

Sustainability Loans

Sustainability Loans

At UMassFive, we care about the future of our planet and we have special loans available for all kinds of sustainability projects, big and small.

  • Solar
  • Mass Save ® HEAT  
  • Bicycle      
  • Energy & Fuel Conservation      
  • Farm Share

Learn More

 

Featured News
News
UMassFive is excited to announce Hilary Barnard in her new role as Human Resources Manager. Hilary comes to UMassFive with over 15 years of invaluable leadership experience.

What Does it Mean to Bank with a Co-op?

The revenue we earn doesn’t go towards stockholders and investors; it goes towards competitive rates, member benefits, and other money saving services. All of our members own a piece of UMassFive, which means we work for you.

View Our Member Stories

UMassFive is the most committed financial institution I have ever used. They have the best rates, kindest people, and highest ethical standards...Banking locally and cooperatively is the way to go! - David M.

 

Bank Local Anywhere.

Whether you use our mobile banking, online banking, local branches, or 5,000 networked, physical locations, UMassFive is always right around the corner. Plus, our Co-op Advantage Checking will refund fees from any ATM you use.

View Branches & ATM Locations