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Low Rate Visa® Platinum


Our Best Rate

We have created our Low Rate Visa® Platinum Credit Card to be both secure and affordable. You won't have to jump through hoops to understand how to avoid being overcharged.

We set our rates to help our members save money.

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Highly Competitive Rates

Our Low Rate Visa Platinum Credit Card offer rates that are competitive within the market.

No Balance Transfer Fee

UMassFive not only offers a great interest rate, we also save you money by helping you avoid common fees. We do not charge a fee for transferring funds from another credit card to our Visa Credit Card.

No Annual Fee

UMassFive does will not charge you an annual fee on either of our Credit Cards.

Impacted by the Coronavirus Pandemic? We're here to help.

Trusted Security

We take security very seriously. Our credit cards have the following enhanced security features to protect you against fraud:

  • Note: When your Visa credit card is being used in an unusual location or manner, we take notice. Please let us know about your travel plans, such as vacations, to avoid any service interruption. The following phone numbers may call you if fraud is detected on your account:

Low Rate Visa Platinum Card Rates

Product Annual Percentage Rate Max Term Limits
Low Rate Visa Platinum Credit Card 10.00% - 14.00% Revolving $25,000.00


Ready to apply for your Low Rate Credit Card?


Support During COVID-19

The recent Coronavirus pandemic has had widespeading and varying impacts on all of our lives. The well-being and financial needs of our members are always our top priorities. With that in mind, we want to provide the information you need on your credit card options.

Who to Contact for Repayment Options

For assistance with a UMassFive credit card, please call 800.852.5886, then press option 6 when prompted to discuss repayment options with PSCU Card Services. 

View the Credit Card Application and Solicitation Disclosure. For additional disclosures and details, visit here.

Financial Knowledge: