While emergency repairs have been completed, our Hadley Branch remains closed as we work with the town to ensure adequate water pressure and safe, usable facilities. We are hopeful the branch will reopen by the end of this week. All other branches remain open as usual. You can access your accounts anytime through online and mobile banking. Thank you for your patience and understanding.

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Personal & Specialty Loans

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Personal & Specialty Loans

A Loan For Every Occasion

At UMassFive, we get it. Every situation—every member—is unique. UMassFive credit union personal loans offer flexible financing for everyday needs, building credit, purchasing technology, and other important expenses.

From computer loans, to loans meant to build your credit, we've got you covered.

  • Share Secured Loan

    A Share Secured Loan is guaranteed by the balance in your Savings Account (Basic, Money Market, or Term Share Certificate).

  • Personal Loans

    Personal loans have a fixed monthly payment that can be used for a wide variety of borrowing needs.

  • Personal Line of Credit

    Payment is recalculated each month as a percentage of the outstanding balance.

  • Credit Builder Loan

    Loaned funds are immediately deposited into the member's Primary or Secondary Savings Account, and placed on hold for the duration of the loan. Once the loan has been repaid, the hold is removed, and the funds are made available to the member.

  • Computer & Technology Loan

    For the financing of phones, desktop computers, laptops, tablets, & all associated accessories. (printers, routers, etc.)

  • Holiday Loan

    Avoid the high interest rates of credit cards this holiday season by borrowing up to $3,500 with our low-rate Holiday Loan Special.