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Holiday Loan


Get ready for the holiday season with UMassFive!

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Take advantage of UMassFive's Holiday Loan special this season. With a variety of rates and terms, there's an option for everyone!


We're offering a special low-rate loan, which is a great alternative to a high-rate credit card, so there is less stress this holiday season. Don't miss outthis offer is only here until December 30, 2023.

  • Borrow up to $3,500
  • Rates as low as 7.99% APR*
  • Choose a term up to 36 months
  • No penalty for pre-payment
Term APR*
12 Months 7.99%
24 Months 9.99%
36 Months 11.99%



*APR is annual percentage rate. The rates and payments disclosed are based on a minimum credit score of 660. To receive approval for this offer, applicants must satisfy any applicable criteria bearing on their creditworthiness, including income, employment, and any other information provided on their application. The minimum loan amount is $500, and the maximum loan amount is $3,500. Offer does not apply to the refinancing or paying off of any other UMassFive loan. Because this is a promotional rate, Co-op Points are not available to lower rate. Payment example: The monthly payment for a 7.99%,12 month term loan is $86.98 per $1,000 borrowed. This offer ends December 30, 2023. Acceptance of this promotional offer must be made by that date.