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UMass Amherst Branch Closed May 20, 2022. Please note our UMass Amherst campus branch will be closed for the remainder of the week. Members are welcome to visit our Hadley Branch for any of your banking needs, and are encouraged to schedule an appointment in advance. As always, our online and mobile banking services remain available for your convenience, which includes the ability to deposit checks using our mobile banking app.

Bicycle Loan


Get fit. Get mobile. Get the bicycle of your dreams without breaking the bank. UMassFive supports alternative modes of transportation as part of our Energy & Fuel Conservation loan program, including pedal bicycles.


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Travel Green

Keep some green in the environment and in your wallet. After all, the best way to save fuel is to use transportation that does not require it.

Stay In Shape

Build your physique and your credit score. With monthly payments and a short term, you’ll have your bike now, and build your credit history at the same time.


Exclusive Offer on Quadrini Electric Bikes

Through our partnership with Electric Ride we are able to offer a 0% interest loan on Quadrini electric bikes. The bikes start at $2,195 and feature an electric pedal assist with variable levels, providing an easy way to enjoy cycling and outdoor exercise at anyone’s pace, and offer a practical solution to a daily commute.

Bicycle Loan Rates

Product Annual Percentage Rate Limit Maximum Term
  Rates Starting At...    
Standard Bicycle Loan 3.90% $5,000 36 Months
Quadrini Bicycle Exclusive 0% $5,000 36 Months
Rates subject to change at any time. Rates effective as of April 1, 2022.

Payment example: 3.90% for 36 months equals $29.53 per $1,000 borrowed.