Please be aware that eStatements access within Online Banking is currently experiencing system issues. We are engaged with our eStatements provider, who is actively working to restore access, but currently have no estimated time for complete resolution of the problem. We will provide an update here once access has been restored to normal.
Low Rate Visa® Platinum
Our Best Rate
We have created our Low Rate Visa® Platinum Credit Card to be both secure and affordable. You won't have to jump through hoops to understand how to avoid being overcharged.
We set our rates to help our members save money.
Highly Competitive Rates
Our Low Rate Visa Platinum Credit Card offer rates that are competitive within the market.
No Annual Fee
UMassFive does will not charge you an annual fee on either of our Credit Cards.
Mobile Wallet Compatible
Keep your UMassFive Visa® Platinum Credit Card right at your fingertips—in store, or in thousands of participating apps—when you add it to your phone’s secure mobile wallet.
We take security very seriously. Our credit cards have the following enhanced security features to protect you against fraud:
- Visa Real Time Purchase Alerts. Receive a text or email alert each time you swipe your UMassFive Credit Card.
- EMV Chip technology.
- Verified By Visa. Designed to help you keep your transactions and personal information safe.
- Note: When your Visa credit card is being used in an unusual location or manner, we take notice. Please let us know about your travel plans, such as vacations, to avoid any service interruption. The following phone numbers may call you if fraud is detected on your account:
Low Rate Visa Platinum Card Rates
|Product||Annual Percentage Rate||Max Term||Limits|
|Low Rate Visa Platinum Credit Card||14.00% - 18.00%||Revolving||$25,000.00|
Ready to apply for your Low Rate Credit Card?