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Savings Accounts

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A savings solution for every goal.


From a weekend away, to your first home—whatever you're looking forward to—we've got a savings account to help you get there.

When you join UMassFive, you'll automatically get a basic savings account to house your $5 stake in the Credit Union.


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Base Savings Account

All members keep a minimum of $5 in this account to signify their ownership in the Credit Union. This account is designed to help you build and maintain important emergency funds.

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Goal Savings Account

Love organization? Separate funds for all of your financial goals, and watch them grow. There's no minimum balance required!

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Money Manager & Money Manager Plus Savings Accounts

If you are looking to earn some dividends without tying up your funds, let our Money Manager and Money Manager Plus Savings accounts work for you. These accounts feature tiered interest, meaning the rate you’ll earn depends on your balance.

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Term Deposit Savings Account

Just because your savings is sitting around doesn’t mean that your balance shouldn’t be moving up! You can lock $500 or more into a term share certificate for a specific period of time, ranging from 90 days to five years, and receive a higher dividend rate.

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UMassFive helped us buy cars to stay together and has enabled us to manage debt, buy a house, save for a wedding, and now a honeymoon.

-Rachel C.M.