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Home Improvement


With a set monthly payment and low limits, our home improvement loans are perfect for small projects. We've designed them to be paid down quickly, which means you can get what you want done without tying up your equity.


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Planning on some home updates? This loan is ideal for small projects where you don’t want to tie up your home equity and can pay your loan off quickly.

Home Improvement Loans carry a lower interest rate than our Personal Loans because they are for the specific purpose of permanently improving your home. The amount available may be up to $15,000, with a repayment period of up to seven years. Available home equity is not required, and a lien is not placed against the home.


Lower Your Rate Even More With Co-op Points

That's right. With 2,500 Co-op Points, you can reduce your Home Improvement Loan rate by 0.25%. Do you have 5,000 Points? You can reduce that rate by up to 0.50%!

Learn more about Co-op Points


Home Improvement Loan Rates

ProductAnnual Percentage Rate (APR)Max TermLimits
Home Improvement8.75%36 Months$25,000.00
Home Improvement9.75%60 Months$25,000.00
Home Improvement13.50%84 Months$25,000.00

Payment examples: 8.75% for 36 months equals $31.69 per $1,000 borrowed.


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