Welcome to the start of your fall 2024 semester.

We know learning your new schedule might seem overwhelming, but we want to reassure you that as far as your finances go, UMassFive is here to help you every step of the way!

So what does membership come with?

UMassFive is much more than a bank: We're a community-driven cooperative that is dedicated to helping improve your financial life, all while giving you the best banking experience possible.

We do have a special offer for students right now, but before we get to that, here's some of the perks that come standard with a UMassFive membership:

Free checking accounts when enrolled in eStatements, with no minimum balance, ATM fee refunds, and cash back through uChoose Rewards with our Co-op Advantage checking account.

From Mobile Wallet compatibility for contactless payment, to our Online Banking and Mobile Banking app that gives you control over how your debit card is used, our Remote Banking Services have you covered.

Local access to everything you need: If you're on campus, we have ATMs at each of the Five Colleges. Plus, the ATMs at our Hadley and Northampton Branches allow you to bank with one of our tellers through a video chat. Plus access to over 40,000 surcharge free MoneyPass ATMs nationwide.

We'll even waive the fee on your first wire transfer ensuring you can quickly and securely send money without any initial cost.

Financial education & advice. One of the things that defines us as a Financial Institution is our commitment to helping our members. We offer virtual workshops throughout the year, along with plenty of online resources and experienced representatives to answer your questions and help you improve your financial life.

A voice in how we operate. Surprising? If you're new to the world of Credit Unions vs Banks, here's a big difference: we're not-for-profit, and we're cooperatively owned. That means your membership entitles you to vote on our Board of Directors every year, and since we have no stakeholders, when we make a profit, our members benefit from it.

Loans to help you achieve your goals. Whether it's paying for your education, buying a car, or building your credit. Check out our loan offerings here.

Ready to Join?

Here's the deal: Between August 1 & October 31, 2024, we'll give you $20 to get your membership with us started.

Joining UMassFive is Simple.

There's a few things you'll need:

• A government issued ID
• Your Student ID
• Know your Social Security Number
• Our Fall 2024 promo code: "FALL24"

If you're applying online, one of our representatives will reach out for any documentation they'll need.

International Students:

• Your Passport
• USA work Visa or I-20 Form
• Social Security Card (if you have one)
• Proof of Address
• Foreign Tax ID Number

International students will need to apply in-person, but don't worry, you can easily schedule a one-on-one appointment at any of our branches online or by calling 800.852.5886.

Joining Online? Select "Open an Account", then when prompted, enter the code "FALL24" while completing your application.

If you need to come in person, that's not a problem either—all you need to do is mention this code to the Member Service Specialist helping you open your account.

Join UMassFive Today!

or call us at 800.852.5886

*Coupon must be presented in person to redeem promotion when joining in branch. If joining online, please enter the promotion code Fall24 when prompted. Upon account opening, $15 will automatically be deposited into the checking account, and $5 will automatically be deposited into the savings account.

**This coupon is only valid for new student members opening a checking & savings account in-person or online between August 1, 2024 & October 31, 2024. Students under 18 must apply in person.