Skip to main content

UMass Amherst Branch Closed May 20, 2022. Please note our UMass Amherst campus branch will be closed for the remainder of the week. Members are welcome to visit our Hadley Branch for any of your banking needs, and are encouraged to schedule an appointment in advance. As always, our online and mobile banking services remain available for your convenience, which includes the ability to deposit checks using our mobile banking app.

Student Loan Refinance


Simplify Your Life & Amplify Your Funds!


Hero Image Full

Are you juggling multiple costly student loan payments every month? Let UMassFive help streamline your debt with our student loan refinance solution! Featuring competitive interest rates, both fixed and variable options, our refinance loan can help you simplify your life and amplify your funds. Refinance and consolidate both private and federal student loans, setting up one convenient payment and potentially1 lowering your rate.

View Student Loan Refinance Rates


Experience the Benefits

  • Competitive interest rates - Check them out!
  • Loan limit up to $150,000
  • Flexible repayment terms to fit your needs
  • Easy online application and instant credit decision

Whether you want to lower your interest rate, pay your loans off sooner, or reduce your monthly payment, we’ve got options to fit your needs. Don’t delay – take control of your student loan debt today by refinancing with UMassFive!

We also offer student loan refinance options for practicing medical doctors, specialists and dentists.

Ready to apply or get more information?


1. Subject to credit qualification and additional criteria, including graduating from an approved school.

IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans.