While emergency repairs have been completed, our Hadley Branch remains closed as we work with the town to ensure adequate water pressure and safe, usable facilities. We are hopeful the branch will reopen by the end of this week. All other branches remain open as usual. You can access your accounts anytime through online and mobile banking. Thank you for your patience and understanding.
Base Savings
Your simplest savings solution. As a member of UMassFive, you're automatically enrolled in this savings account to house your $5 share of the Credit Union. It's free to use, and is built in your interest.
Base Savings Rates
| Minimum Opening Deposit | Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|
| $5 | $0 - $500 | 0.25% | 0.25% |
| - | $500.01 and over | 0.05% | 0.25% - 0.05% |
| Rates subject to change at any time. Rates effective as of October 5, 2026. APY is accurate as of the last dividend declaration date., |
Base Savings Account Rates
*Rates as stated for Base Savings Accounts apply only to the portions of the account balance in each tier, which will result in a blended Annual Percentage Yield for the full account balance. Fees could reduce the earnings on this account. Rate may change after account is opened.
