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Home Equity Line of Credit
Our Home Equity Line of Credit offers the convenience of being there when you need it. Draw only what you need, and make monthly payments based on your balance.
With a line of equity available to you, you'll never have to worry about last minute budgeting for surprise repairs.
Simply borrow what you need to fund your project, whenever you need it. You'll only pay back what you use.
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Consolidate Existing Debt
If you’re looking to consolidate existing debt or lower your interest rate, a Home Equity Line of Credit is a great choice.
Make an Improvement to Your Home.
Looking to finance your next home improvement project, and have equity in your home that you can use? The Home Equity Line of Credit could be your answer.
Competitive Interest Rates
Our interest rate is priced below the Prime rate, allowing you to keep more of your equity.
Home Equity Line of Credit Rates
| Product | Annual Percentage Rate | Max Term |
|---|---|---|
| rates starting at... | ||
| Up to 80% Loan-to-Value Home Equity Line of Credit | 7.00% | 10 year draw, 10 year repay |
| Over 80% to 90% Loan-to-Value Home Equity Line of Credit | 8.25% | 10 year draw, 10 year repay |
| The current prime rate is: 7.00%. Rates effective as of November 19, 2025. Rates subject to change at any time. |
Payment example: 7.00% for 10 years equals $11.62 per $1,000 borrowed.
Ready to Apply for a Home Equity Line of Credit?
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View the Line-of-Credit Predisclosure. For additional disclosures and details, visit here.
Financial Knowledge:
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