Personal Loan Benefits
Computer Loan
Members may borrow up to the purchase price of any new computer system with a maximum amount of $15,000. The term of the loan is up to 4 years.
Home Improvement Loans
Home Improvement Loans carry a lower interest rate than our Personal Unsecured Loans because they are for the specific purpose of permanently improving your home. The amount available may be up to $15,000, with a repayment period of up to seven years. Available home equity is not required, and a lien is not placed against the home.
Energy and Fuel Conservation Loan
The Energy and Fuel Conservation Loan provides low-rate financing to help with your utility bills and virtually any energy-saving purchase, including:
• Pre-paid oil
• Wood or wood pellets
• Wood or wood pellet stoves
• Appliances, furnaces, and hot water heaters that are Energy Star-certified (energystar.gov)
• Pre-paid bus or other public transportation passes
• Fuel-efficient alternative transportation devices such as bicycles, mopeds, and scooters
• Low-cost home improvements such as weather-stripping, storm doors, or insulation
You can even lower your Energy Loan rate by 1% if you set-up an automatically funded Secondary Share Account at the same time to save for next winter!