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Motorcycle Loan Disclosures & Details

The current prime rate is: 6.25%. Rates effective as of November 22, 2022. Rates subject to change at any time.


  • A new motorcycle loan generally will carry a term up to four years. Used motorcycle purchases will usually be paid in three years. Longer terms may be available.
  • Members may borrow up to 100% of the Manufacturer's Suggested Retail Price for the purchase of a new motorcycle and up to 100% of the NADA Retail Value for used motorcycle purchases. GAP Insurance is also available for motorcycle loans.
  • Payment example: 7.49% APR for 36 months equals $31.20 per $1,000 borrowed.
  • Terms over 48 months are only available for loan amounts above $15,000.

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