Newsletter 2026 V1 Article - Financial Well-Being in the New Year

As we step into a new year, many of us reflect on ways to improve our lives—and finances are often at the top of that list. At UMassFive, we believe financial well-being is more than just numbers in a bank account; it’s about feeling confident, empowered, and in control of your financial future. Helping our members feel financially secure is at the heart of everything we do.

Financial well-being starts with people, and our team is here to guide you every step of the way. Our Money Guides are trained to get to know you personally, understanding your goals, your challenges, and your vision for the future. Whether you’re looking to create or maintain a budget, pay down debt, set and reach financial goals, save for something important, or improve your credit—a Money Guide can help you build a plan tailored to your life, because we know one-on one guidance from someone who truly cares can make all the difference in feeling confident about your financial choices. 

We also know that convenience and technology play a crucial role in modern financial well-being. That’s why our upgraded online banking platform offers powerful tools to help you manage your entire financial life in one place. Using secure linking technology, you can aggregate all of your accounts (even those outside UMassFive) to give you a clear and complete picture of your finances. You can also set personalized savings goals, track and categorize your spending, monitor your credit score, and access other tools designed to help you make informed decisions and take control of your financial health. 

Whether you prefer personalized guidance from a trusted expert, the flexibility of managing your finances digitally, or a combination of both, we’ve set up everything you need to achieve your definition of financial success. 

As you consider your financial resolutions for the new year, remember that you don’t have to go it alone. From expert Money Guides to self-service digital tools, UMassFive is your partner in building confidence, reducing stress, and achieving your financial goals. Financial well-being isn’t just something you can only dream about. It’s something you can achieve with the right guidance and resources.