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Member Newsletter 2026 V1
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Financial Well-Being in the New Year
At UMassFive, we believe financial well-being is more than just numbers in a bank account; it’s about feeling confident, empowered, and in control of your financial future. Helping our members feel financially secure is at the heart of everything we do.
Technology Spotlight:
See Your Full Financial Picture in Online & Mobile Banking
We believe your finances should be easy to see and easy to manage. That’s why, when we updated our Online and Mobile Banking experience this past October, we added new, secure ways to view and move money between accounts— including accounts you hold at other financial institutions.
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Security Spotlight:
Protect Yourself From Fraud: What to Watch For
Many local financial institutions (including UMassFive) and federal law enforcement agencies are seeing a recent rise in fraud attempts targeting consumers.
Small Business Spotlight:
Second Annual Small Business Spotlight Contest Winner Announced
At UMassFive, supporting small businesses is more than a priority, it’s a passion! That’s why this past fall, we once again partnered with UMass Athletics for our second annual Small Business Spotlight contest, which is designed to celebrate local businesses making a meaningful impact.
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Financial Wellness:
Ask A Money Guide
How can I do less financial damage next holiday season?
Community Involvement:
A Team Effort for Our Community
UMassFive celebrated another fall full of impressive community efforts by employees and members alike.
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MassHousing-You Could be Eligible
While MassHousing’s affordable mortgage loans and down payment assistance aren’t for everyone, they’re available to more people than you might think. To understand if a MassHousing Mortgage may be right for you, first answer the following questions:
- Do you earn less than $205,335 per year?
- Are you in the market to buy a single-family home, condo, or 2-4 family property in Massachusetts?
- Will this home be your primary residence?
If you answered yes to these questions, you may be a good candidate for a MassHousing Loan.
Make an Appointment with Gary Register for our MassHousing event
Wealth Management:
Planning Your Retirement in 2026: Income Sources & Contribution Updates
When preparing for retirement, it helps to understand both where your future income might come from and how much you’re able to save along the way. People who are still working often expect a wider mix of income sources than retirees ultimately experience, making it especially important to have a clear picture of the tools available to support long-term financial security.
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Teach them how to play.
We'll help with the banking.
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Debt Free, on Your Terms.
Terms starting at 12 months at 7.74% APR*
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*APR is annual percentage rate. The rates and payments disclosed are based on a minimum credit score of 660. To receive approval for this offer, applicants must satisfy any applicable criteria bearing on their creditworthiness, including income, employment, and any other information provided on their application. The minimum loan amount is $500, and the maximum loan amount is $10,000. Offer does not apply to the refinancing or paying off of any UMassFive loan. Because this is a promotional rate, Co-op Points are not available to lower rate. This offer ends on February 28, 2026. Acceptance of this promotional offer must be made by that date. Payment example: The monthly payment for a 7.74%,12 month term loan is $86.82 per $1,000 borrowed.