Base Savings
Start simple, start strong. Our Base Savings account lays the foundation for Credit Union membership and encourages early saving with a higher rate on the first $500—perfect for teaching the value of an emergency fund.
Goal Savings
Whether it’s a new bike, buying a gift for a family member or friend, or concert tickets, our Goal Savings account helps young members set aside money for short-term goals, while keeping funds accessible.
Youth Term Deposit Savings* (Ages 0–12)
Jumpstart long-term savings with a term deposit that matures on their 13th birthday. This unique account offers the flexibility to add funds at any time, while the balance earns dividends monthly, with the best rate earned on balances up to $10,000. You’ll have a 30-day window after maturity to make changes before it automatically rolls into a Graduate Term Deposit account.
Graduate Term Deposit Savings* (Ages 13–17)
Continue their savings momentum with a Term Deposit that matures on their 18th birthday. Whether rolling over from a Youth Term Deposit or opening a new one, this account offers the same flexibility to add funds throughout the term for steady growth. Earn the best dividend rate on balances up to $15,000. You’ll have a 10-day window after maturity to make changes before it automatically rolls into the teen’s Base Savings account.
Co-op Advantage Checking (Ages 10+)
Empower your child with real-world money management tools. Our primary checking account includes a debit card, optional savings round-up, and built-in parental controls—all accessible through our mobile app. Enroll in our Debit Card Round-up Program (opt-in to round each transaction to the nearest dollar, and we’ll automatically put that change into their savings account). No paper statement charge until age 18 (also waived if they have enrolled in eStatements) and no premium overdraft allowed until age 18 (overdraft protection from a linked savings account may be elected).