UMass Amherst Branch Closed May 20, 2022. Please note our UMass Amherst campus branch will be closed for the remainder of the week. Members are welcome to visit our Hadley Branch for any of your banking needs, and are encouraged to schedule an appointment in advance. As always, our online and mobile banking services remain available for your convenience, which includes the ability to deposit checks using our mobile banking app.
Fixed Home Equity Loans
Lock in a great rate with our Fixed Home Equity Loan and use the equity in your home to pay off contractors, fund a project, or plan a getaway.
With a fixed interest loan, your rate will never go up.
Simply borrow what you need to fund your project. Many people leverage the equity in their home for things like:
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Consolidate Existing Debt
If you’re looking to consolidate existing debt into one simple payment, or are shopping for a lower interest rate, a Home Equity Loan may be right for you.
Make Home Improvements
Did you know you can use the equity in your home to make updates that increase its value?
Fixed Home Equity Loan Rates
| Product | Annual Percentage Rate |
Max Term |
|---|---|---|
| rates starting at... | ||
| Up to 80% Loan-to-Value Home Equity Loan |
2.99% | 60 Months |
| Up to 80% Loan-to-Value Home Equity Loan |
3.24% | 120 Months |
| Up to 80% Loan-to-Value Home Equity Loan |
3.49% | 180 Months |
| Up to 80% Loan-to-Value Home Equity Loan |
3.74% | 240 Months |
| Over 80% to 90% Loan-to-Value Home Equity Loan |
5.24% | 60 Months |
| Over 80% to 90% Loan-to-Value Home Equity Loan |
5.49% | 120 Months |
| Over 80% to 90% Loan-to-Value Home Equity Loan |
5.74% | 180 Months |
| Over 90% to 100% Loan-to-Value Home Equity Loan |
5.24% | 60 Months |
| Over 90% to 100% Loan-to-Value Home Equity Loan |
5.49% | 120 Months |
| Over 90% to 100% Loan-to-Value Home Equity Loan |
5.74% | 180 Months |
Ready to Apply for a Home Equity Loan?
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For disclosures and additional details, visit here.
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