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Fixed Home Equity Loans
Lock in a great rate with our Fixed Home Equity Loan and use the equity in your home to pay off contractors, fund a project, or plan a getaway.
With a fixed interest loan, your rate will never go up.
Simply borrow what you need to fund your project. Many people leverage the equity in their home for things like:
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Consolidate Existing Debt
If you’re looking to consolidate existing debt into one simple payment, or are shopping for a lower interest rate, a Home Equity Loan may be right for you.
Make Home Improvements
Did you know you can use the equity in your home to make updates that increase its value?
Fixed Home Equity Loan Rates
| Product | Annual Percentage Rate | Max Term |
|---|---|---|
| rates starting at... | ||
| Up to 80% Loan-to-Value Home Equity Loan | 6.49% | 60 Months |
| Up to 80% Loan-to-Value Home Equity Loan | 6.75% | 120 Months |
| Up to 80% Loan-to-Value Home Equity Loan | 6.88% | 180 Months |
| Up to 80% Loan-to-Value Home Equity Loan | 7.00% | 240 Months |
| Over 80% to 90% Loan-to-Value Home Equity Loan | 7.49% | 60 Months |
| Over 80% to 90% Loan-to-Value Home Equity Loan | 8.75% | 120 Months |
| Over 80% to 90% Loan-to-Value Home Equity Loan | 8.88% | 180 Months |
| Over 90% to 100% Loan-to-Value Home Equity Loan | 8.49% | 60 Months |
| Over 90% to 100% Loan-to-Value Home Equity Loan | 9.25% | 120 Months |
| Over 90% to 100% Loan-to-Value Home Equity Loan | 9.38% | 180 Months |
| The current prime rate is: 7.00%. Rates effective as of December 4, 2025. Rates subject to change at any time. |
Payment example: 6.49% for 60 months equals $19.56 per $1,000 borrowed.
Ready to Apply for a Home Equity Loan?
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For disclosures and additional details, visit here.
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