Personal Loan Disclosures & Details
Disclosures
| The current prime rate is: 7.25%. Rates effective as of October 1, 2025. Rates subject to change at any time. |
•§ Maximum term for home heating is 12 months unless a Secondary Share Account has been established to pay for the following years heating expenses.
•Total amount of all unsecured loans and lines of credit may not exceed $50,000 per member.
Payment example: 12.99% for 48 months equals $26.83 per $1,000 borrowed.
Payment example: 13.99% for 60 months equals $23.37 per $1,000 borrowed.