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CES Continuing Education Loans
Higher education, achieved.
Whether you want to teach Special Education, Math, ESL or another subject, UMassFive has created a unique partnership with CES to help you continue your journey.
CES Licensure Financing
The CES Licensure Program offers courses and educator preparation programs to meet the needs of today's educators.
UMassFive and Collaborative for Educational Services (CES) have partnered to provide loans to students enrolled in CES Educator Licensure Programs throughout the Commonwealth.
Financing for Masters & More Through Fitchburg State University
Financing is also available for those pursuing Masters Degrees and Certificates of Advanced Graduate Study through CES’s higher education partner, Fitchburg State University.
CES Continuing Education Loan Rates
| Annual Percentage Rate | Limit | Maximum Term |
|---|---|---|
| 8.50% | $22,000 | 84 Months |
| The current prime rate is: 7.50%. Rates effective as of April 14, 2025. Rates subject to change at any time. |
Payment example: 8.50% for 84 months equals $348.37 per $1,000 borrowed.
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