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Cash Back Visa® Signature


Earn Unlimited 1.5% Cash Back

With UMassFive's Cash Back Visa® Signature Credit Card you earn cash back on every one of your purchases. Best of all, there's no limit to how much you can earn!

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Unlimited 1.5% Cash Back

No revolving rewards, no guessing—earn 1.5% cash back on every purchase.

Exclusive Travel Features

With UMassFive exclusive features like No Foreign Transaction Fees, Lost Luggage Reimbursement, and Visa Signature Concierge, the Cash Back Card is a must-pack item for your next destination.

No Annual Fee

UMassFive will not charge you an annual fee for either of our credit cards.

Impacted by the Coronavirus Pandemic? We're here to help.

    Trusted Security

    We take security very seriously. Our credit cards have the following enhanced security features to protect you against fraud:

    • Note: When your Visa credit card is being used in an unusual location or manner, we take notice. Please let us know about your travel plans, such as vacations, to avoid any service interruption. The following phone numbers may call you if fraud is detected on your account:

    Cash Back Visa Signature Card Rate



    Annual Percentage Rate Max Term Limits
    Cash Back Visa Signature Credit Card 13.00% - 18.00% Revolving $25,000.00



    Ready to apply for your Cash Back Credit Card?


    Support During COVID-19

    The recent Coronavirus pandemic has had widespeading and varying impacts on all of our lives. The well-being and financial needs of our members are always our top priorities. With that in mind, we want to provide the information you need on your credit card options.

    Who to Contact for Repayment Options

    For assistance with a UMassFive credit card, please call 800.852.5886, then press option 6 when prompted to discuss repayment options with PSCU Card Services.