Debt Consolidation Loan
Debt-free, on your terms.
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Let 2025 be the year you take control of your debt! Choose the term and interest rate that best aligns with your individual goals. Don't miss out—this offer is only here until February 28, 2025.
- Borrow up to $10,000
- Rates as low as 8.24% APR* (for 12 month term)
- Terms up to 36 months
- No pre-payment penalties
| Term | APR* | Payment Example** Per $1,000 Borrowed | Payment Example** Per $5,000 Borrowed | Payment Example** Per $10,000 Borrowed |
|---|---|---|---|---|
| 12 Months | 8.24% | $87.08 | $435.38 | $870.76 |
| 24 Months | 8.49% | $45.44 | $227.70 | $454.39 |
| 36 Months | 9.49% | $32.02 | $160.10 | $320.19 |
Say goodbye to your higher-interest debt in 2025!
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*APR is annual percentage rate.
**The rates and payments disclosed are based on a minimum credit score of 660. To receive approval for this offer, applicants must satisfy any applicable criteria bearing on their creditworthiness, including income, employment, and any other information provided on their application. The minimum loan amount is $500, and the maximum loan amount is $10,000. Offer does not apply to the refinancing or paying off of any UMassFive loan. Because this is a promotional rate, Co-op Points are not available to lower rate. This offer ends on February 28, 2025. Acceptance of this promotional offer must be made by that date. Payment example: The monthly payment for a 8.24%,12 month term loan is $87.08 per $1,000 borrowed.